They can be conveniently found in popular cities and near tourist sites. Monito recommends that you search for bank ATMs near your home or hotel in advance so that you can, at the very least, avoid expensive non-bank ATM operators like Euronet:Īn ATM network operator known as Euronet Worldwide ATMs has established itself in Spain and across Europe. While many other banks do not publish their fee schedules, the standard ATM fee in Spain is €3 to €5 per transaction.
Check to see if your home bank has partnered with any Spanish banks.įrom our research, we have found that ATM fees in Spain range from €0.50 at Bankinter to €6 at BBVA. For example, Deutsche Bank and Eurocaja Rural customers may withdraw cash from the ATMs of either bank free of any cash withdrawal fee ³. Regional banks often enter partnerships with large international banks so that they can offer their local customers a wider network of ATMs. You can conveniently search for ATMs of international banks by using their online locator tools: UK citizens who bank with Santander UK, for example, will not be charged a foreign currency conversion fee if they withdraw cash from a Santander ATM in Spain ².
In addition, if your bank at home has a presence in Spain, then you may be able to avoid certain fees. Check if your bank is a member of the Global ATM Alliance and in what countries those partnerships operate. This is one of your best bets to finding a free ATM in Spain, so be sure to take a look ahead of time. If you bank with an international bank, you may be able to withdraw cash for free from their partner banks. Let’s explore these three service providers to find out how they differ: International Banks You will generally find ATMs operated by one of three service providers: international banks, regional banks, and non-bank ATM operators. You can use online ATM locators for Maestro, Mastercard, Visa, American Express, and Discover to find machines that accept your debit cards and credit cards (Your credit cards in Spain will work as long as you have a 4-digit PIN code). Boasting a developed banking sector with recognizable brands, Spain hosts a network of around 53,000 ATMs ¹.
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